A free curriculum for everyday money confidence
The academy is organized into four learning tracks. Each track is made up of short, self-paced lessons that build on one another, so you can start wherever you feel comfortable.
Track 1 · Budgeting basics
Understand income, fixed and variable expenses, and how to build your first simple budget without spreadsheets or apps.
Track 2 · Saving strategies
Explore different approaches to setting savings goals, building an emergency fund, and staying consistent month to month.
Track 3 · Understanding debt
Learn the general vocabulary of debt, how interest works conceptually, and questions worth asking before borrowing.
Track 4 · Planning ahead
Look at longer-term planning concepts such as goal-setting, life changes, and building habits that last beyond a single month.
What each lesson includes
-
Plain-language reading
A short article covering the concept, written without financial jargon.
-
Printable worksheet
An optional worksheet you can use offline to apply the lesson to your own numbers.
-
Reflection questions
A few prompts to help you connect the lesson to your own situation and habits.
Sample lesson schedule
| Week | Topic | Track | Format |
|---|---|---|---|
| Week 1 | Mapping your income and expenses | Budgeting basics | Article + worksheet |
| Week 2 | Choosing a budgeting method that fits you | Budgeting basics | Article |
| Week 3 | Starting a small emergency fund | Saving strategies | Article + worksheet |
| Week 4 | Reading a loan or credit agreement | Understanding debt | Article |
| Week 5 | Setting a one-year financial goal | Planning ahead | Article + reflection |
The schedule above is illustrative of how our lessons are sequenced and is provided for informational purposes only.
Have a question about a lesson?
Reach out to our team and we will be happy to help you find the right starting point.